Kamis, 31 Mei 2012

Convincing buyers shop online with Web Security Seal

Today, the internet is a source of information and communication tool for anyone. From schoolchildren, office workers, students, to large companies too much to retrieve information and communicate via the internet. However, besides being used for finding information and communicating, as the development and advancement of the global Internet era, the Internet is also used to purchase goods through online shopping. The phenomenon of the proliferation of online shopping is very easy for us in finding a variety of things we want through the internet. In online shopping, we can find different kinds of goods, ranging from household appliances, automotive, until the technology. Many online shopping service providers such as ebay.com, amazon.com, or a local as bhinneka.com, dinomarket.com, and kaskus.co.id which now can be used to find objects that we want. In addition to the many benefits of online shopping, online shopping in there are also many risks that could arise, cyber crime, hacking and fraud are a few risks. therefore, the practice of online shopping security is needed to convince the consumer that he will not be deceived, or become victims of internet crime. In foreign countries such as shopping online at amazon.com or ebay.com, usually we can see the security label that guarantees that we will not be a victim of internet crime and fraud. labels are called Security Seal. below are some examples of Security Seal :



Security seal or warranty is one of the most important part of online shopping. Many consumers believe that the seal is proof that their transactions are safe and will not be hacked, so they will be more confident and willing to trade if the online shop is secured by a security seal such as Norton and Verisign. Security seal will provide benefits for the stores that transact online by making consumers and prospective consumers do not close the tab or browser and see them before buying the product of online shopping. In addition to these advantages, in general, such as VeriSign Security Seal provides many benefits to online shopping websites such as:
1. Can help guide consumers and potential consumers to find online shopping website that uses a security seal
2. They do a daily review of the online shopping website to help protect from blacklisted by the search engines and online shopping to make sure that does not infect customers' computers when they browse the online shopping web sites
3. Form of commitment to customer service with a maximum of Security seal then we no longer need to worry and be afraid to shop at online shopping website.

Kamis, 19 April 2012

Pengertian dan tips aman mengenai Internet Banking



    Apa itu internet banking?
internet banking merupakan suatu tekhnologi internet, sebagai media untuk melakukan transaksi yang berhubungan dengan transaksi perbankan. kegiatan ini menggunakan jaringan internet, sebagai perantara atau oenghubung antara nasabah bank dan pihak bank. selain itu, bentuk transaksi yang dilakukan pun bersifat maya, atau tanpa memerlukan proses tatap muka antara nasabah dan petugas bank yang bersangkutan.

    Dari pengertian internet banking tersebut, dapat diartikan sebagai sebuah proses pemindahan transaksi perbankan dari yang bersifat konvensional menjadi digital. Transaksi konvensional adalah sebuah transaksi yang memerlukan interaksi secara langsung antara nasabah dan petugas bank.

   Di sini terjadi kontak fisik antara kedua pihak dan bisa memunculkan komunikasi verbal. Sedangkan transaksi digital, tidak memerlukan interaksi fisik dan komunikasi yang terjalin adalah melalui komunikasi tertulis dengan perantara internet.


   Intenet banking di Indonesia

   Di indonesia sendiri, pemanfaatan transaksi internet banking belum sebanyak transaksi yang menggunakan Anjungan Tunai Mandiri (ATM). Meski kedua jenis layanan tersebut memiliki fungsi sama, yakni menggantikan peran manusia dengan mesin sebagai pelayan nasabah.

   Transaksi internet banking di Indonesia mulai dikenal sejak tahun 2000, bersama dengan pengenalan mobile banking yang menggunakan piranti handphone. Namun perkembangan internet banking kurang begitu pesat, salah satunya disebabkan masih rendahnya tingkat kepercayaan masyarakat akan keamanan menggunakan internet banking.

  Tips Aman dalam menggunakan internet banking

  Beberapa tips aman dapat digunakan diantaranya :
1. Simpan password atau pin dari account internet banking anda. Jangan sampai password ini diketahui oleh siapapun. Akan lebih baik, secara berkala lakukan pergantian password atau PIN ini. Jangan gunakan data pribadi sebagai password, seperti tanggal lahir atau nama anda.

2. Jangan menggunakan transaksi internet banking di komputer publik, seperti warnet. Gunakan selalu komputer pribadi anda.

3. Pastikan alamat internet banking yang anda ketik, adalah sesuai dengan alamat intenet banking dari bank anda. Jangan sampai terjadi salah tulis, karena bisa berakibat fatal pada kerahasiaan data rekening anda.

4. Pastikan anda sudah melakukan log out setelah selesai menggunakan fasilitas internet banking. Jangan tutup layar anda, ketika belum melakukan log out dari account internet banking anda.